Four overlooked Victorian tree-change towns that won’t break the bank

Housing affordability continues to decline, with Melbourne's median price reaching $1,111,084. Regional towns like Ararat, Benalla, and Shepparton offer median prices ranging from $417,500 to $535,000, attracting tree-changers seeking lifestyle and affordability. Experts highlight the appeal of these markets for retirees and first-home buyers looking for better value outside.

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